One of the biggest questions we get at Division One Roofing is: "I have hail damage, but I'm afraid to file a claim because my rates will skyrocket. Is it worth it?" It's a valid fear, but here is the truth that insurance companies don't always broadcast: 1. It's an "Act of God" In both Tennessee and Kentucky, insurance companies generally cannot single you out for a rate increase based on a "No-Fault" claim. Storm damage (hail, wind, lightning) is considered an Act of God. U

The weather in Clarksville, TN and Hopkinsville, KY can change in a heartbeat. Between the spring tornado threats and the sudden summer hailstorms we see in Montgomery County, your roof takes a beating. At Division One Roofing, we believe the best defense is a proactive one. Before the dark clouds roll in over Oak Grove, here are four essential steps to ensure your home stays dry: 1. The "Ground Up" Inspection You don't need a ladder to spot trouble. Walk your property and lo